Abstract
constantly hit the newspapers recently about the topic of private lending shows the huge impact of the active private lending and private lending to the domestic economy, people's lives. The current status quo how private lending? Whether there is a huge risk? Private lending for SME development and people's lives, what kind of impact? Active private lending to reveal what? The development of private lending and the way out where? These economic phenomena around us, we summarize the research.
This paper focuses on the current situation of private lending, causes, risks and difficulties, the development of countermeasures and the Way Out embarked on different aspects of research and analysis.
This article is the use of thematic studies standardize research methods. Paper is divided into six parts: the first part of the private lending typical area - Wenzhou's private lending situation as the object of study, in terms of loan size, interest rate, use, and sources described the status of civil borrowing from the side; analysis of the causes of the active private lending; third part of the analysis of the risks and difficulties of the private lending; Part IV and Part V, the private lending negative impact of a positive effect on economic development; Part VI, systems analysis The way out of the development of private lending and Regulation.
In this paper innovation is a highly comprehensive analysis of government policies, laws and regulations and the phenomenon of private lending
Recently the relevant non-governmental lending topic often see Zhu Baoduan, display of private lending and borrowing the active on the national economy, people life produced tremendous effect.The folk debit and credit status how?Whether there exists great risk?Private lending to small and medium-sized enterprise development and people life produced what effect?Borrowing active reveals what?Borrowing the development and outlet where?These occur in the US economy phenomenon worth our summarizing and research.
Based on the status of private lending, causes, risks and difficulties, the development countermeasure and outlet carried out at different levels of study and analysis.
This paper studies the use of standardized methods of research studies.The full text is divided into six parts: the first part, folk lending Typical Region - Wenzhou folk lending as the research object, from borrowing, interest rate, use and sources and other aspects from the side elaborated the status of private lending; the second part, analysis of the borrowing active origin; the third part, analysis of the folk debit and credit risks and difficulties; the fourth part and the fifth part, analysis of the borrowing of the economic development of the negative effects and positive effects; the sixth part, the systematic analysis and study of the way out for the development of private lending and normative countermeasure.
This innovation is from government policies, laws and regulations and other highly comprehensive analysis and Research on the phenomenon of folk loan