工行商友卡资金归集限额

工行商友卡资金归集限额是多少啊?怎么现在还可以转5万呢?
2025-03-18 11:12:55
推荐回答(2个)
回答1:

工商银行商友卡对跨行资金归集限制较为严格,客户每笔、每天的归集资金均不得超过5000元,每月不得超过5万元。

所谓“资金归集”,就是设置一个资金归集的主账户,将其他银行卡设置成关联账户,再设置好保底金额,利用“超级网银”系统就可将其他账户的余额自动转到中心账户上,便于储户统一管理资金。

资金归集业务推出被认为是各大银行争夺客户存款资金的“战争”。由于中小银行理财产品预期收益率普遍高于国有大行,这也导致一些大行资金大量地被归集到他行,而少有股份制银行资金流向大行。不少股份制银行为拢住资金还针对资金归集客户推出了不少定制服务,或送积分,或推专属高收益理财产品,或赠话费等。

回答2:

现在新签订的从他行发起资金归集限额5000每笔,以前签订过的协议额度则保持原有额度,你有5万应该是以前签订过的

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